Bankruptcy lawyers act as advocate to a very confusing process. Spending some of your time to search for the best lawyers and contacting them will help you enjoy a successful bankruptcy filing in the end.
Whether you are planning to file Chapter 13 or Chapter 7 bankruptcy case, it is essential that you look for an expert who has a good communication style and fair price.
1. Seeking personal referrals from relatives, friends, colleagues, or even your own lawyer. Also you can search the web for the top bankruptcy lawyers within your locality. Fortunately, there are many online directories that can help you find a lawyer in your area. However, you have to know that some of them get fee from lawyers and include them in the list. Be sure to carefully check the listings you consult.
When you already have come up with a list, then start contacting them to set an initial consultation. There are lawyers who free initial meetings, but others will charge you around $35. It is wrong to think that free consultations mean lesser qualifications. You can always check this during your first meeting.
2. Look at the expertise and experience of the lawyer. To successfully navigate the bankruptcy code, one must have a deep knowledge on bankruptcy law. Of course, the experience on how it is used is necessary. Wrong filing and missed deadline can lead your filing wasted. So, you must ensure that you get the right specialist. Feel free to ask the lawyers about his background or specialized training. A lawyer who has a bankruptcy certification from the ABC or American Board of Certification has sure a better knowledge and understanding on the codes. Much more if he is affiliated with NACBA. This shows his commitment in advocating people facing bankruptcy.
Don’t forget to ask the lawyer how much chapter 7 or 13 bankruptcies he has handled. Take note that lawyers can discuss possible alternative, like credit counseling.
3. A compensation that suits your case. Filing Chapter 13 bankruptcy is more costly compared to filing Chapter 7. There is no fixed amount that lawyers should charge you. The fees may differ depending on your case and state. But you should expect that the more complicated your case is, the more expensive the lawyer will be. During your first conversation, you must ask the lawyer about the different services included.
4. The compatibility and communication of the lawyer. Before you finally choose a bankruptcy lawyer, you should make sure that you feel comfortable with him. Filing a bankruptcy ks a very serious job which you and your lawyer are going to work. So, you have to make sure that you get someone who can best deal with the situation. And, this includes conversation and dedication of the lawyer to communicate. If you don’t feel comfortable with the lawyer, then find another.
These things are the most essential factors that will help you find the right bankruptcy lawyer. Make sure to gather enough information before making a final decision. It is only through an informed decision that you can expect a successful bankruptcy filing.