You need to know that risks are all over and hence insurance is key in getting protected against such risks. This explains why you must make sure that before you get to the road, your car is well insured to cover for any uncertainties that may happen on the road. There are a variety of insurance covers that are named after what they cover. In that regard you can have as many insurance covers as you want depending on how much you can afford or what you are interested in.
It is important to understand that you can have an insurance cover that involves body injuries in cases where you may injure someone and the SR22 can provide coverage for this. In this case you need to know that you can have a policy which can over any person you may injure in case of an accident. It is also important to note that there is an insurance policy that covers properties that have may be damaged. It will be expensive to compensate someone in case you damage their cars or if you hit a property like a house. There is a huge possibility that you get injured when all these accidents involve your car. This requires that you get a cover that will settle your medical bills even in a given percentage in case this happens. It is possible that you get involved in an accident with a car that is uninsured or registered and hence there exist a policy that can take care of the bills in case this happens. You should cover yourself against any likelihood that you get knocked down by a car that is neither registered nor insured.
There are some covers which do not need an SR22 filing like medical covers which do not discriminate or choose who was at fault before settling the medical bills. You need to understand that you can have a policy that can help get your car restored in case it gets damaged when an accident occurs. It is important to note that in case your car is damaged beyond functioning and requires to be towed, you can have a policy that will help in towing it. There is a kind of cover that protects a rented car in case it gets damaged when your car has broken down and it is out of service. You need to know that you can have your car covered in case it is damaged by other factors that do not necessarily involve collisions.